Banking, invoicing and bookkeeping – plus smart payment cards. All in one place.

Holvi is the digital banking service that combines everything the self-employed and small businesses need for their finances – in a single, easy-to-use solution. With a business account and Holvi Business Mastercard®, invoicing and bookkeeping tools all in one place, Holvi eliminates the time-consuming distractions of financial admin. Holvi was founded in Helsinki in 2011, CEO is Tuomas Toivonen. The Financial Supervisory Authority of Finland (FIN-FSA) authorises Holvi as a payment institution with a licence to operate across Europe. Holvi has offices in Helsinki, Berlin and Madrid.